You haven’t missed that FOREX Bank has raised the limit for its unsecured loans from SEK 200,000 to 350,000 have you?
An unsecured loan means that the borrower doesn’t need to secure the loan against their assets in order to take out a loan. The rate is presently from 3.93% to 11.68%. Exactly what your rate will be is decided after a standard credit rating.
Let’s say that you borrow SEK 350,000, over 10 years at a rate of 6.38%. The effective rate of interest will be 7.40%, including the start-up and payment advice fees. Those wishing to pay by direct debit (autogiro) won’t have to pay the payment advice fee of course.