An unsecured loan means that the borrower doesn’t need to secure the loan against their assets in order to take out a loan. The rate is presently from 3.93% to 11.68%. Exactly what your rate will be is decided after a standard credit rating.
Let’s say that you borrow SEK 350,000, over 10 years at a rate of 6.38%. The effective rate of interest will be 7.40%, including the start-up and payment advice fees. Those wishing to pay by direct debit (autogiro) won’t have to pay the payment advice fee of course.