It normally starts with a person losing their driving licence, ID card or passport. The fraudster then uses the stolen form of ID to order articles by invoice, where the affected person is named as the payer. Another version is to order a new bank card in someone else’s name and then empty the person’s letterbox and remove the card and pin-code.
So far this year 3,015 people have been the victims of credit fraud or have had their identity stolen, an increase of over 40 % compared to the same period last year. Statistics include those who have had to block their personal data with the leading credit information agency, UC.
Men run twice the risk of being victims compared to women. People in the age-range of 30-44 are usually more affected than others. The problem is biggest in metropolitan areas. 75 % of those who have reported credit fraud to UC live in the counties of Stockholm, Västra Götaland (Gothenburg area) and Skåne (Malmö and surrounding area).
Some simple steps to protect yourself are to keep an eye on your wallet and to put a lock on your letterbox so that unauthorized people can’t get hold of your post and get your personal data and codes. Paper collection points can be a good source for those with devious intentions. You should thus be careful which sort of paper ends up with your newspapers in the recycling boxes.