The sender fills in a form at one of FOREX Bank’s branches and pays the amount in Crowns. The transfer is made electronically to one of Western Union’s many agents, of which there are over 450,000 around the world. The receiver needs to identify themselves or answer a test question, and can then receive payment in the appropriate currency.
It only costs SEK 250 to send SEK 2,500, whilst the fee for e.g. SEK 5,000 is SEK 390. The whole price list and other information about the service can be found at www.forex.se/en/ under the heading “other bank services”.